Raise invoices for services or products delivered, send a copy to your invoice finance company then draw down the level of finance you require or up to your agreed advance rate. The main types of facility are...

• Factoring
• Invoice Discounting

Usually a combined lending facility, normally including funding secured against debtors using an Invoice Finance facility, and extending additional funding secured against at least one other asset class e.g. stock, property and plant / machinery.

• Maximise potential funding using a combination of business assets
• Additional working capital and scope for growth
• Ideal for funding acquisitions

Asset Finance is typically used for the purchase of new plant, machinery, vehicles and equipment and can cover more unusual items such as software. It is also very useful for releasing the value locked into existing assets where additional working capital is required

• Fund a wide range of assets
• Security over asset usually sufficient
• A potential source of funding when there are few alternatives

Specialised funding for importers and exporters. This facility usually does not require additional security and also bridges the payment gap between purchase and sale of goods.

• Improves cash flow
• Reduces trading, currency and administration risks
• Can be organised as a separate credit line

Arrange new funding whether you are a new start up or established business and use for any business requirement from start up costs, property, specific asset purchases to just providing additional working capital.

• Versatile and simple form of funding
• Can be used for a wide range of purposes
• Smaller loans can be agreed and set-up quickly